Advice detail
Personal Financial Planning Review
A structured review of income, spending, pensions, and protection so you leave with a written plan you can act on.
From £450 · fixed fee for a standard household review
Who it is for
Individuals and couples who want a clear picture of their finances before a major decision—buying a home, changing jobs, or approaching retirement.
What you leave with
A written personal financial plan covering cash flow, emergency reserves, pension positioning, protection gaps, and a sequenced action list for the next 12 months.
Duration & place
Two meetings over 3–4 weeks. Meetings at our New Stanton office or by secure video call across the UK.
Included
- Discovery call to confirm scope and gather documents
- Full review of income, outgoings, savings, and debts
- Pension and workplace benefit assessment
- Life and income protection gap check
- Written plan with prioritised next steps
- One follow-up clarification call within 30 days
Not included
- Ongoing portfolio management or discretionary investment dealing
- Tax return preparation or HMRC representation
- Mortgage broking or product sales
How the review unfolds
- You share recent statements, pension forecasts, and a brief on what matters most.
- We map your finances in a first meeting (in person in New Stanton or by video).
- You receive a draft plan; we refine it together in a second sitting.
- You leave with a final document and a clear order of actions.
Preparation
Bank and pension statements from the last 12 months, mortgage or rent details, and any existing protection policies.
Constraints
Advice is personal and regulated in scope; we do not recommend specific investment products for purchase within this review.
Next step
Request a planning review on the contact form and note preferred meeting times.
Request this review